Recently, I heard some wise words spoken by Suzi Orman, a well-respected financial advisor. She stated that we should live below our means, but within our means. With the struggling economy and dismal job market, affordability of owning a home is difficult. 2 They should have 8 months of reserves.

Deb has a unique ability to weave her experiences, music background, coaching skills, love of people and passion for life into everything she does. Deb takes you on a journey-in everything she does. Deb takes you deeper into YOUR journey. Live your life full of JOY! Skip banner and navigation. What is a Passioneer? Read, Listen and Reflect. When to hire a coach. Who are my clients? What should I expect? What is a Passioneer? Read, Listen and Reflect. When to hire a coach.

Deb McGwin specializes in beautiful natural light and studio portrait photography including maternity, newborn, family, children and senior portraits, engagement, weddings, as well as special event, commercial and sports photography. She offers custom designed birth announcements, invitations and holiday cards.

The Random Thoughts and Adventures of a Ditzy Creative Nomad. Wednesday, January 13, 2010. For some unknown reason I have, over time, picked up a few of these plain Jane containers. I have no idea what I initially wanted them for but they have sat neatly stacked and collecting dust on my studio shelves patiently waiting to be transformed into something spectacular. But what to adorn the lid? The transformation was complete.