Happy In The Moment! Finding JOY in the everyday moments of my life! Tuesday, May 12, 2015. The words are few that I have to offer today, but I do have some words. Hope is the thing with feathers. That perches in the soul -. And sings the tune without the words -. And never stops - at all -. And sweetest - in the Gale - is heard -. And sore must be the storm -. That could abash the little Bird. That kept so many warm -. And on the strangest Sea -.

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Nationally recognized credit card expert, bestselling author, and consumer advocate. I respect deadlines and I respond promptly. To Credit Card Control! Read My Latest Blog Posts. How does a fixed r.

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Just a 17 year old girl, from a small town.